Мастер карта золотая

Step up to the gold standard

• Get Rewarded 1.13% value back points on every purchase made internationally and 0.75% on purchases made in Oman*

• Omani nationals or residents
• Minimum age of 18 years
• Minimum salary of OMR 300
• Meet Bank Dhofar’s credit card policy requirements

Fees & Charges

• Primary Card OMR 20
• Supplementary Card OMR 10

*UK & Europe union are excluded

*Government transactions under MCC 9399 are excluded

The BankDhofar Visa Gold Credit Card welcomes you to the finer side of life. Enjoy a full range of unique features and benefits every time you travel, shop or dine out – for business or leisure.

Apply for a Credit Card now 

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Get unlimited complimentary access to PrimeClass lounge in Muscat International Airport, Khareef Lounge in Salalah Airport, and the Oman Air lounge in Bangkok

Hotels & Car Rental

• Enjoy 12% discount on hotel and vacation rental bookings globally. For details click here Note: Discount applies only to properties listed as `Promotion Eligible’ and when booking through the dedicated URL. The offer expires on 14 June 2023.
• Enjoy 15% discount at 100+ IHG Hotels & Resorts across Middle East and Africa. For details click here. Note: Discount is valid for booking made until 30 September 2023 for stay at participating hotels until 30 October 2023. 
• Get up to 20% discount on rooms and suites when you use your card to book at Jumeirah Hotels & Resorts in the UAE, Maldives, Bali, UK, Spain, Kuwait, and Oman. Note: Offer valid until 31 December 2023.
• Enjoy up to 20% discount on Standard Rates and up to 10% off on Retail Rates on Avis car rental. For details click here 
• Get 10% discount on Budget car rental globally. For details click here 
• Get 10% discount on Rentalcars worldwide. For details click here. Offer valid till 20 September 2023.

Insurance & Assistance

The International Emergency Medical Service protects our Platinum cardholders and their beneficiaries in the case of accidents or medical emergencies occurring outside of the country of residence or where the card is issued. For this service, the beneficiary must have purchased an international travel ticket from a transportation company with an eligible Visa Card issued in Latin America and the Caribbean region (LAC).

The benefits included in these Terms and Conditions will only be valid for an eligible trip of up to sixty (60) consecutive days from the date of departure from the country of residence or the card country of issuance. If the beneficiary does not show evidence of purchase of an international travel ticket, purchased from a transportation Company or other required documentation, the CUSTOMER SERVICE CENTER will only coordinate the medical assistance for the BENEFICIARY and not cover any expenses related to the International Emergency Medical Service.

Tickets purchased through:

• Frequent Flyer
• Visa Rewards Program and
• Courtesy Tickets

will qualify for the International Medical Services as listed below, provided that the taxes and fees associated with the international travel ticket issuance are paid for with your Visa Platinum Credit Card

• Emergency Medical Expenses – USD $5,000
• Emergency Dental treatment – USD $100 per tooth
• Medical Emergency Evacuation – USD $20,000
• Repatriation of Mortal Remains USD – $7,500
• Early return or Extended Stay – USD $500

ПРЕИМУЩЕСТВА КАРТЫ
– Официальное дистанционное оформление без выезда из России и личного присутствия за границей, без регистрации, ВНЖ, трудового договора;
– Карта MasterCard дебетовая, неименная,  мультивалютная (российские рубли, тенге, доллары, евро);
– Моментальное пополнение карты без использования SWIFT как в рублях так и в иностранной валюте;
– Apple Pay, Google Pay
– Не нужно оформлять доверенность на незнакомые лица
– Гарантия и результат – 100%
– Удобное мобильное приложение и техподдержка банка на русском языке
– Бесплатная курьерская доставка в доступные города РФ (Доступные города: Москва, Санкт-Петербург, Казань, Самара, Краснодар, Новосибирск, Нижний Новгород, Ростов-на-Дону, Челябинск, Воронеж, Омск, Волгоград, Екатеринбург, Пермь, Уфа, Красноярск). Комплект документов направляется Вам в запечатанном сейф-пакете

ТИП СЧЕТА
Счет мультивалютный (KZT, USD, EUR, RUB);
ИИН (аналог ИНН) включен в стоимость. Симка подойдет и РФ для онлайн банкинга.

• Паспорт РФ (скан);
• Загранпаспорт (скан);
• Селфи;
• Номер телефона;
• E-mail;
• Чек об оплате.

1. Открытие ИИН (индивидуального идентификационного номера: он нужен если требуется открыть счет в банке; при приобретении имущества, облагаемого налогами (авто, недвижимость). Без ИИН нельзя открыть счет в банке и сделать карточку) – 2-9 рабочих дней.
2. Открытие счета.
3. Доставка – срок доставки пластиковой карты примерно 20 рабочих дней.

ВИДЫ КАРТ
MasterCard Gold / World / VISA Gold / VISA Rewards

СТОИМОСТЬ
Цена за карту + доставка – 21 500 рублей

Валюта: Доллар, Евро, Рубли

Вид карты: Visa

Мультивалютный счет: Да

Дистанционное открытие: Да

Необходимость ИНН/Аналог: Да

Способ пополнения: Пополнение из России в рублях на рублевый счет

Внешний Swift перевод: Swift или СБП

Apple/Google Pay: Да

Местная sim-карта: Нет

Срок выпуска: 14-21 дней

Виртуальная карта: Нет

Корпоративный счет сервиса: Нет

You can find the latest updates and detailed information about the above offers and discounts here.

Visa PayWave card advantages

• Payment with Visa payWave card is fast
• For payments of up to 20,000 AMD, PIN code is not required,
• Making payment with the card, it is not required to give the card to the service staff or put it into the terminal and sign the payment order.

The number of trade points, offering the convenience of being serviced with Visa payWave cards is increasing worldwide, and today Visa payWave cards are serviced in thousands of trade and service points around the world.

Visa payWave technology enables you to make contactless payments by simply approaching the card to specific terminals.

• Visa Gold card is a credit card, which allows you to make all transactions, envisaged for Visa Classic card, providing a credit line with a longer grace period (by the 14^th of the following month).

Moreover, travelling with Visa Gold card, you can have medical and legal advisory services free of charge.

Take your Visa Gold card with you and be relaxed and confident travelling abroad.

With the card you can:

• Make Card-to-card transactions via ATMs,
• Make payments with tokenized cards
• Receive bank statement of your last ten transactions via ATMs,
• Register a Virtual Card to make payments with the card on the Armenian websites, pay for Utility Fees and make card-to-card transactions,
• Apply for a card credit line,
• Activate SMS notification service,
• Medical and legal advisory services.

In case of internet transactions, the one-time password application system (3D Secure) is used.

Revenue Confirmation Information
Third party warranty may be required if necessary
If necessary, a statement of income for your family member (s) may be required

Please also read the terms and conditions of credit line provision and service

Note: Loan interest rates are calculated based on nominal interest rates. The actual annual interest rate shows how much it will cost to use the credit line if interest and other payments are made on time.

Service fee – 18,000 AMD annually, via acba digital – 15,000 AMD annually
Currency – AMD, USD, EUR
Credit Line Opportunity – Up to 18,000,000 AMD
Annual nominal interest rate on credit line 1 – Cards in AMD – 19․5-21%
Annual real interest rate of the credit line – AMD՝ 14.58-17.69%

Cash withdrawal fee from ATMs and POS terminals – 1%
Attachment – free (maximum 2 attachments)

Find out more about all Visa Gold card issuance and service tariffs

Past terms of card tariffs.

1 Unless otherwise specified in the Bank’s salary service plans.

Medical and legal consulting services
Paid services
Delivery of any medicines and necessary medical equipment.

Doctors’ visits if you need it and are unable to move on your own.

Up to $ 2,500 cash advance payment for hospital treatment if you do not have sufficient funds at the moment (money can be refunded through your credit card or your family members).

Service to the nearest hospital in case of an accident.

Organize your return with you.

Organizing the transfer of the person you mentioned when you are in the hospital.

Organize a return trip with your children if they are left alone because of your illness.

Free services
Providing medical advice by phone.

Refer you to doctors, dentists.

An examination of your health in hospital and at home.

Providing various information on visas, taxes and duties.

Accompanying you with lawyers and translators who pay for the services you provide.

How can I apply for a card?

How long does it take to get a card?

After filling in the Card and Card Account application at any branch of the Bank, the Card will be issued to you within a maximum of seven business days, and the Card activation will take place within a maximum of one business day after the Card is issued.

By filling out the card and card account application online, the Card will be ordered after a mutual agreement between the Bank and you.

What do I need to get a card?

After applying for the Card in any of the above ways, you must visit the Bank of your choice to receive the Card, presenting your identity card and public service number.

1 Fixed on RA Citizen ID card, stateless person permanently residing in RA, ID documents, social security card issued previously, as well as certificate issued by state registry or public registry (original) public certificate (original) about not getting a license plate.

Your financial directory

The PIN code of the card is provided by the option chosen by the cardholder when ordering the card.

paper, in which case the PIN code is provided in a sealed envelope,
By SMS, in which case a six-digit one-time code is sent to the phone number registered in the Bank to receive the SMS message, which is used to define a new PIN via ATM.
The cards are reissued until the 10th business day of the last month of the validity period of the card.

The decision on card reissuance is made by the Bank based on the volume of card transactions, card service commission payments and funds available on the account, and in case of credit line cards, the number of overdue days.

The card shall be closed within three business days after the card has been previously processed, provided that the account balance is sufficient to process the card transactions and to charge the fees charged by the Bank.

The card can be closed only after fulfilling all monetary obligations.

In case of failure to return the card to the Bank when filing the Card Termination Application, the Cardholder bears full financial responsibility for transactions that do not require card-based certification (validity check) until after the Card Termination.

Card seizure is done by ATMs if:

After receiving cash / balance request, the customer did not withdraw his card from the ATM,
an ATM connection failure or other technical malfunction has occurred.
In case of confiscation of bank cards within 3 business days with the identification document presented to the Bank, the card is returned to the customer by the branch that confiscated the card, if the customer does not wish to receive the card from another branch.

In case of confiscation of the cards of another Armenian Bank within 3 business days, if the card is presented to the Bank, the card is returned to the customer. If the cardholder fails to appear, the card shall be transferred to the issuing bank in accordance with the Bank’s current procedure.

In case of confiscation of the card of the foreign bank within 1 business day, the card is returned to the cardholder upon presentation of the Bank with the identification document. If the cardholder fails to appear, the card shall be transferred to the issuing bank in accordance with the Bank’s current procedure.

The Cardholder has the right to appeal the operation performed with his Card within 55 (fifty-five) calendar days after its performance.

The Bank shall provide a valid reply to the Cardholder within 90 (ninety) calendar days after the date of submission of the application.

If the transaction complained of by the Cardholder is a cash transaction, it shall be subject to Bank’s approval only if the ATM or the bank serving the cash point accepts the fact of non-provision of cash.
If the transaction complained of by the Cardholder is a payment, internet payment or Card Payment transaction, then it is subject to satisfaction by the Bank if the Bank receives back the amount of the disputed transaction from the bank servicing the payment transaction within the scope of the Payment System rules.
If the Bank decides not to proceed with the appeal process under the Card Payment Payment System rules, but the Cardholder wishes to apply to the final stage of the appeal process, apply to the Arbitration Committee of the Payment System, and to the Arbitration Committee as well as the other fees set by the Arbitration Committee. In case of making a decision of the party the expenses incurred by the Bank shall be reimbursed by the Cardholder.

The Bank is not responsible.

a) Delayed, incorrect or unfulfilled transactions arising out of the fault of merchants or service providers or the Payment System or for technical reasons that were beyond the Bank’s reasonable control;

(b) Failure to make cash or payment transactions with funds not belonging to the Bank if the Bank has not been found guilty of the failure.

c) for unlawful transactions carried out through Card or Card data, unless this is a consequence of the Bank’s failure to perform its obligations under the Contract